Stony Brook's real estate is a residential market for the most part. Due to current zoning laws the area has virtually no industrial or commercial base, and residential development has been steadily on the rise over the past few years. Combining an atmosphere of rich history and energetic setting created by students, this beautiful North Shore village offers scenic views, harbors and beaches, a showcase of quaint shops and fine dining.

92% of the housing units in Stony Brook are occupied by owners. A large number of housing is seasonal, generally for vacation or part-time use. Residents pay somewhat higher taxes for their homes, which means better schools and other improved local services. As of 2007 there are 4,984 houses (4,763 occupied: 4,389 owner occupied, 374 renter occupied). Housing density is 868 houses/condos per square mile.

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